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Tool — Micro-entreprise, EI, umbrella company, EURL or SASU
Compare your take-home pay per billed day under micro-entreprise, an EI (real regime), an umbrella company, an EURL and a SASU, with the same revenue. Adjust each assumption to your situation.
The five statuses at a glance
The simplest status: you invoice your clients directly as a sole trader, and your contributions are a percentage of revenue (25.8% for BNC), with no heavy accounting.
You remain a sole trader (entrepreneur individuel) but under the real regime: you invoice clients directly, deduct your actual expenses from your profit, and your self-employed contributions are calculated on that profit, using the Urssaf scale.
You are an employee of an umbrella company that invoices your client and pays you a salary, after its management fee (usually 3% to 10%) and social contributions. You stay free to find your own assignments and negotiate your day rate.
You set up a company of which you are the sole shareholder and manager: it invoices your clients, and you pay yourself a salary and dividends. The manager falls under the self-employed scheme, not the employee scheme.
You set up your own company and act as its president: it invoices your clients, and you pay yourself a salary and dividends. It is the most flexible status, but also the most administrative.
For guidance only
The amounts shown are for guidance only. They rely on simplified assumptions and in no way replace an estimate made by a professional, such as a chartered accountant, who will take your actual situation into account.
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